West Midlands – Access Programme

A combination of grants and loans are available to support charities and social enterprises in expanding their activities to meet rising demand from the cost-of-living crisis in the following areas of the West Midlands:

  • Coventry
  • Warwickshire
  • Birmingham
  • Solihull
  • Sandwell
  • Dudley
  • Wolverhampton
  • Walsall
  • Worcestershire
  • Staffordshire

The total fund value is £500,000 and there are two types of funding are available:

  • Grants of between £5,000 and £7,500.
  • Blended finance payments (combined loan and grant) of between £20,000 to £40,000. Grants can make up to 50% of the total blended finance payment.

The repayment term for loans is 60 months and there is an arrangement fee of 5% of the loan value. The annual interest rate for loans is 9.75% (fixed).

Organizations must be providing one or more of the following critical services:

  • Food and emergency supplies (e.g., food and baby banks or the provision of hot meals, clothes, or toiletries).
  • Emergency shelter (e.g., night shelters or other accommodation for people experiencing homelessness).
  • Safe spaces (e.g., domestic abuse services and youth services).
  • Warmth – warm rooms and spaces.
  • Financial and housing advice – giving people advice because of the increased cost of living.

Applicants should complete the Enquiry form on the Coventry and Warwickshire Reinvestment Trust website to initiate the application process.


Tel: 02476 551 777

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